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Life Care Planner Can Help With Traumatic Brain Injury Compensation Advice

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Life Care Planner Can Help With Traumatic Brain Injury Compensation Advice

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Traumatic brain injuries are some of the most devastating injuries that anyone can have the misfortune to experience. Brain injuries are often hard to assess and treat and may linger or even progressively worsen over the long term. Anyone who has been seriously injured in an accident and has suffered a traumatic brain injury may need to rely on a nurse consultant or life care planner in order to substantiate a personal injury claim.

The medical costs involved in treating a traumatic brain injury can be horrendous. These costs may multiply if the injury is either hard to treat or long term support and rehabilitation is needed. If the injury was due to an unexpected and avoidable act of negligence, then a successful personal injury claim may be the best hope of obtaining the level of financial assistance needed to deal with the injury. This is precisely where a medical expert with the necessary legal expertise can provide a detailed breakdown of predicted future costs. This should never be left to an insurance adjuster, whose main aim is to keep the potential damages down to the barest minimum, even if fault is determined.

Factors that Cause Traumatic Brain Injury

Traumatic brain injuries are primarily caused by a sudden and sharp blow to the skull. When the shock is transmitted through the skull to the brain, then injury is possible. The penetration of the skull by a sharp object, such as a bullet can also destroy brain tissue and cause damaging pressure elsewhere. The extent of the brain damage depends precisely where the blow or penetration take place, what the function of the brain tissue was and the side effects, such as the rupture of blood vessels in the brain or leakage of cerebro-spinal fluid. Nerve tissue is notoriously hard to repair. Until recently, it was thought that it was impossible to replace nerve cells and fibers that had been damaged, but there is hope for the future in the use of stem cells.

The following indicate some of the major causes of traumatic brain injury

  • Vehicle crashes are probably the commonest direct cause of TBI;
  • Falls from a height, even from slipping or tripping over. Worst damage occurs when someone falls and hits the head directly on to something particularly hard or sharp;
  • Sports injuries; boxing and high impact sports such as skiing, ice hockey, football, baseball and lacrosse are all examples of sports that can lead to TBI;
  • Explosions and combat injuries;
  • Violence using a heavy object or gun by a home intruder or unknown assailant;
  • Domestic violence, particularly child abuse and shaken baby syndrome are causes of early traumatic brain injuries.

Not all the above examples may be appropriate for a personal injury claim. Vehicle accidents, workplace accidents and slip, trip and fall accidents are together the principal reasons why an injured victim of TBI may decide to file a personal injury lawsuit. In some cases, the injuries may be so severe that this may have to be handled by a family member.

Effects of a traumatic brain injury

Not all brain injuries actually reveal themselves straight away. Symptoms may only appear after several weeks or even months. However, the immediate cause of the symptoms would probably be recognized. From the point of filing a personal injury claim, the earlier a claim is considered and the process put in motion the better. Each state imposes a time limit on claims known as the statute of limitations. Perhaps more importantly, no personal injury claim has much hope of succeeding without sufficient evidence that links an act of negligence with a specific injury. Expert medical documentation is crucial if the full cost of treating and dealing with TBI is to be recognized.

The effects of TBI are numerous and varied. They may include any of the following in isolation or in combination.

  • Paralysis of lower limbs or facial muscles;
  • Coma;
  • Memory loss;
  • Loss of sensory functions such as hearing or smell;
  • Loss of coordination;
  • Personality disorders;
  • Emotional and psychological changes.

Insurance adjusters and agents are not equipped either legally or medically to assess the full ramifications of a specific brain injury and cannot be relied upon to put any sort of reliably computed amount of compensation. This can only be done by an experienced life care planner trained in the field of legal liability.

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